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Home and Renters Insurance, Protect Your Stuff

There is no better feeling than your first set of keys to your place. Whether you own your home or you rent, having a space that is all yours produces a great sense of pride and accomplishment.  After all, you worked so hard for everything inside of it from your favorite sofa to your brand new 60' television and even the fluffy white towels in the bathroom. Having to replace everything all of again would be devastating.

However, there is a simple and often overlooked solution. Ready for it? Having the proper coverage on your homeowners or renters policy can help save you from dipping into those pockets to replace all your stuff. That is right; Insurance is the magical solution to get your stuff back when the unthinkable happens. It the unthinkable will happen.  

Even renters need protection against outside forces.  Imagine if that annoying neighbor upstairs fell asleep with the bath water running, causing you to have a corner water feature you did not request. This spectacular water feature then splashes all over you brand new MacBook Air. Yep, it is toast. You suddenly remember how much the bad boy set you back. Don't worry, purchasing that renters policy when you signed up for your auto insurance has the right amount of coverage to get you back up and running.  Didn't purchase it because you live in an apartment? Better get the credit card back out.

Homeowners insurance works in the same way, when your stuff gets damaged, insurance helps to repair and replace it.  Besides covering all the incredible items that make up your home, a homeowner’s policy will also protect your home.  Things like wind and hail can wreak havoc on a roof or knock out a window or two. Replacing either of those can be a pricey adventure. After paying a small amount out of pocket (deductible), your insurance policy will cover the costs to make your whole again.

Not sure if you have the proper homeowners coverage? Moved into a new apartment and wanted to get coverage? Call us today and let us help you get the protection you need.


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